Not sure there’s a fix for people being lazy (sadly). Do you guys have stats on how often the hot tags get clicked? My guess is that the less savvy a person is, the less likely they are to comprehend that UI. Putting it at the top isn’t going to benefit people with basic questions.
A “Before you ask a question click here” or, as oumba96 suggested, a compilation of the top 10 frequent questions, would be a better use for that top slot of UI.