Hi All,
I still could not figure out how to do what you all recommended – i.e. find the single loop php or even locate the File Manager.
So, here is what I did and it worked ; ) This is for all of you out there who are clueless like me!
1. Go to Dashboard
2. Go to Appearance
3. Select Editor
4. On the right hand side it has a list under the word Templates.
5. Select the one that says comments.
6. I deleted the entire section, all text.
7. Save changes.
8. Done.
I know this is totally amateur and probably not recommended but hey, I am an amateur ; )