Problem with failed payments.

Hello!
I discuss this issue because I did not find a solution for this, I even saw that other members years ago have asked for help for this but have not given a solution and I think so far.
I have the free add-on without a license, everything works fine, the IPN as the add-on, in the payment method on a recurring basis. Cancel the membership, if I do it from paypal or from the web, it works perfect.
The IPN is perfect, and it works very well.
But there is only this problem just when the user expires and has no more money in paypal so this generates a failed payment.
The IPN sending the message to PMpro but it does nothing.
Install the “Payment limit failed” plug-in to configure but nothing happens anyway.
Any solution for this?
I hope you can respond with something that helps this, since I saw many posts about this old problem and no solution has been given.
Thank you.