Just a quick note of thanks! Because of your suggestion that there might be a problem with the WordPress installation I deleted the whole website including database and reinstalled. When I reinstalled I got an error that included home/chat/public_html which is what I had seen before but didn’t know why. There was no chat folder to create the error.
Since I had deleted EVERYTHING for that domain name I deduced that it had to be something with my domain name settings. Originally I had been forwarding this domain name to another of my websites. I had stopped the forwarding when I built this new site but somehow the settings were not saved, and it was still forwarding to the chat aspect of my other website.
I would not have found this without your input. Just wanted to give you a big thanks from an old lady.