I would have provided more details or opened a support ticket but I can see that the responses to the issue I have are all either blaming the person trying to get help or posting irrelevant responses like ‘check paypal vaulting is turned on’ when the person has already said that it is and that they’ve spent significant time with Paypal trying to sort it out.
I don’t think this thing was ever tested on a site with actual customers or working merchants. I had to turn Paypal off and now my big concern – apart from dealing with unhappy customers – is whether I leave Woo, leave WordPress or try to cobble together a solution from one of the old school Paypal hacky button links. Thanks for the stress and taking me back to Web 2003. Woo used to be great and I never even questioned that it would basically do what it was meant to do.