Remove Personal Options

This really is nothing to do with TML.

To remove the Admin bar for all users except Admin, paste the following into your themes function file.

add_action('after_setup_theme', 'remove_admin_bar');
function remove_admin_bar() {
    if (!current_user_can('administrator') && !is_admin()) {
      show_admin_bar(false);
    }
}

OR, to remove for all users paste the following into the same into your themes function file.

show_admin_bar(false);

https://www.jfarthing.com/development/theme-my-login/templates/

Thanks Jeff. Copied the template to child theme and commented-out Personal Options. Easy fix.