3-D Secure Payment Gateway by CardinalCommerce

Description

3-D Secure Payment Gateway by CardinalCommerce

Cardinal Consumer Authentication, leveraging 3-D Secure, helps you:
1. Reduce fraud
2. Accept more sales and improve authorization rates
3. Comply with regulations like PSD2-SCA (in Europe)
4. Reduce manual review for fraud
5. Cut chargeback fees

Compatible with the following payment service providers (PSPs):
* Authorize.net
* Chase Paymentech
* CyberSource
* First Data
* Heartland
* Network Merchants (NMI)
* PayPal PayflowPro
* And more

Support for Visa, MasterCard, Discover, American Express, JCB, and Diner’s Club.

Call 877-352-8444 to receive credentials and get started!

Protect Your Online Store From Fraud with 3-D Secure

CardinalCommerce (a wholly owned subsidiary of Visa) offers a rules-based 3-D Secure (3DS) solution called Cardinal Consumer Authentication. Protect your web store from fraud, reduce false declines, reduce manual review of orders, and improve your authorizations.

Supports Verified by Visa (VbV), Mastercard SecureCode/Identity Check, Discover ProtectBuy, and American Express Amex Safekey.

Activate Cardinal Consumer Authentication to Comply with PSD2 SCA

If you sell to consumers in the European Economic Area (EEA), and use acquiring services in the EEA, then you will be required to comply with the PSD2 requirement for Strong Customer Authentication (SCA). Your online store must support SCA for all digital transactions starting September 14, 2019. (Mastercard will require issuers, merchants, and acquirers to support SCA in the EEA starting in April, 2019.)

EEA countries include Austria, Belgium, Bulgaria, Czech Republic, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.

How 3-D Secure Solves for SCA

EMV? 3-D Secure (commonly known as 3DS 2.0) authenticates Card-Not-Present transactions to reduce fraud and false declines, and to increase good orders, with a better checkout experience for consumers. The PSD2 SCA requirement can be fulfilled by 3-D Secure because it works on any device and enables two-factor authentication.

Why Cardinal Consumer Authentication is THE Merchant Solution

Cardinal Consumer Authentication is an industry-leading solution for merchants to authenticate digital transactions, leveraging 3-D Secure. CCA balances the risk of the transaction with the consumer experience and authenticates most transactions behind the scenes. There is no consumer impact or interruption to the checkout process in most cases, and CCA uses consumer-friendly challenge methods to limit friction when necessary.

EMV? is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC

Resources

• Why do I need 3-D Secure or Strong Consumer Authentication?
• What is Strong Consumer Authentication?
• How do I get ready for PSD2 compliance?

FAQ

How do I get my Cardinal credentials?

Call or email CardinalCommerce once you have the plugin installed. Call us at 877-352-8444 or email [email protected]

Reviews

works, but you have to call them

berolstein November 17, 2017

Turns out that the version on here works with all the gateways they list but only authorize.net has a screen to just put in your account Once I figured out to call in they handled it from there for me through support and they helped test it to make sure i wouldn’t be getting any more chargebacks

Great for authorize.net/3D-Secure

aroberts4781 October 25, 2017

Works to connect to authorize.net and 3D secure if you’re using that.

Contributors & Developers

Changelog

2019.01.22 – Version 1.2.8

• Include information regarding PSD2
• Test up to WordPress 5.0.3
• Add optional merchant messaging to display in iFrame

2018.08.01 – Version 1.2.7

• Change JavaScript URL for staging and production

2018.08.01 – Version 1.2.6

• Fix shipping name

2018.07.20 – Version 1.2.5

• Add support for different instances

2018.06.08 – Version 1.2.4

• Add emulation mode for testing transactions as admin

2018.05.22 – Version 1.2.3

• Place fraud filtered orders in state returned by processor

2018.04.16 – Version 1.2.2

• Add handling for Authorize.net fraud detection codes

2018.04.03 – Version 1.2.1

• Add email and invoice number to authorization
• Add action code to order details

2018.03.28 – Version 1.2.0

• Operability with a wider variety of WooCommerce configurations
• Simplify plugin configuration by removing Processor ID, Merchant ID, and Transaction Password
• Support payment brand icon customization

2017.11.07 – Version 1.1.0

• Added Enable / Disable gateway functionality in settings
• Add payment brand logos to payment gateway
• Fixed jQuery reload bug, ensuring plugin functionality even if jQuery is loaded twice

2017.04.12 – Version 1.0

• First release